High Income ≠ High Net Worth.

You’ve done the hard part, you’ve climbed the ladder and secured the salary. But if your bank account resets to zero every month and your mortgage isn't moving, you don't have a wealth plan; you have a high-stress treadmill.

The Wealth Gym is a performance protocol designed to turn your salary into a Passive Salary Base. We don’t do "budgeting" for the broke; we do Financial Conditioning for the elite

Why Join the Wealth Gym Today?

The $550-$1,000 Quick Win

Most high earners "leak" thousands in lazy taxes and banking fees. We find your first $550-$1,000 in 30 days, or we work for free until we do.

Automated Stacking

We install a "Top-Down" banking blueprint that manages your money for you. No spreadsheets, no willpower, no admin fatigue.

Peer-Level Proximity

Join a squad of high-performers who are over the "keeping up with the Joneses" lifestyle and focused on actual exit strategies.

Mathematical Certainty

Stop guessing when you can retire. We calculate your "Freedom Date" based on real math, not "one day" fantasies.

Award-winning and result-driven program.

Achieve financial freedom with our award-winning, result-driven program designed to transform your money mindset and grow your wealth.

Recognised for excellence in delivering impactful financial outcomes.

Proven strategies that empower you to save, invest, and thrive.

Resources to help you reach your goals, step by step.

The 3-Phase Journey

Phase 1:

Instant

Payrise

(Days 1–30)

The Goal:

Strip the Fat. We install your Cashflow Engine and "Top-Down" banking blueprint. We find your first $550-$1,000 of reclaimed cash from interest rate strikes and tax recovery. This proves the system works and pays for your membership immediately.

Phase 2:

Escape Velocity

(Weeks 5–22)

The Goal:

Load the Bar. We turn your "found money" into aggressive acceleration. Using our Debt Slasher protocol, we redirect every reclaimed dollar to crush your mortgage principal and seed your Passive Base so your assets start covering your survival bills.

Phase 3:

Freedom

Date

(The Result)

The Goal:

The Personal Record (PR). We run the "Exit Math." We plug in your real-time trajectory to name the exact calendar date you can walk away from your 9-to-5. You go from "working for the man" to a countdown you can share with your family.

Is This Your Gym?

This is for the professional, the executive, tradie and the business owner earning $200k+ who is tired of having 'nothing to show for it.' If you have a mortgage and you want out of the rat race in the next 5 to 10 years, not when your body gives out, this is your gym.

We don't do crypto tips or 'get rich quick' schemes. We do grown-up decisions and elite-level engineering. If you can handle straight talk and a simple system, let’s get to work.

Our app empowers you to take control of your finances by:

Viewing, Tracking & Receiving - NO SPREADSHEETS

View

All your financial accounts in one place: bank accounts, loans, credit cards, investments, and super.

Track

Effortlessly track spending and expenses anytime, anywhere.

Receive

You will have insights and updates to keep you motivated and on track with your goals.

Which Athlete Are You? Find Your Financial Level.

Wealth isn't a destination; it’s conditioning. Whether you're just starting to strip the fat or you’re ready to break an Olympic record, you need a protocol that matches your current strength.

Pick the athlete that sounds like you:.

Level 1:

Open Gym

(Self-Driven)

The Blueprint & The Tools

The Vibe: You get the keys to the gym, the training programs and the equipment. You’re self-motivated and ready to put in the reps solo.

The Goal: Build the foundation, kill the leaks, and automate the basics without a coach looking over your shoulder.

$550 setup

then

$55 / week

  • Wealth Gym App: Real-time net worth and cashflow tracking on your phone.

  • The Strip-Down Modules: Step-by-step video blueprints to find your first $100-$1000/mo.

  • Lender Strike Scripts: Exact templates to negotiate your mortgage rate immediately.

  • Automation Protocols: The "Set & Forget" banking structure to kill manual admin.

  • Goal-Tracking System – Set, track, and achieve your financial goals with real-time progress updates.

  • BONUS: Weekly Money Mindset Insights – Build the habits and mindset that lead to lasting financial growth.

Level 2:

Performance Squad (Group Coaching)

The Coached Session

The Vibe: You’re in the room with the best. You get the shared energy of the group, the competitive edge of the community, and weekly "drills" led by a coach.

The Goal: Scale assets, optimise tax, and slash debt at high velocity with a crew holding you accountable.

$550 setup

then

$135 / week

  • Everything in Open Gym, plus the power of the crew and the coach.

  • Weekly Live Drills: 60-minute tactical training sessions with live Q&A.

  • The Replay Room: Full library of every past coaching session (optimised for low-bandwidth).

  • The Squad Community: 24/7 access to the private hub of high-performing "Operators."

  • Monthly Deal Deep-Dives: We pull back the curtain on vetted investment and tax strategies.

  • Priority Support – Get quick assistance when you need it most.

  • BONUS: Weekly Money Mindset Insights – Build the habits and mindset that lead to lasting financial growth.

Level 3:

The Pro

(1:1 VIP)

The Personalised Protocol

The Vibe: This is Olympic-level training. You have a private coach designing every "set" and "rep" of your financial life. This is for the elite athlete of industry who needs a bespoke exit strategy.

The Goal: Total sovereignty, legacy architecture, and a guaranteed "Freedom Date" managed 1:1.

$5500 setup

then

$300 / week

  • The elite protocol. Full proximity and a custom-built strategy.

  • Everything in the Performance Squad.

  • Monthly 1:1 Strategic Audits: Private deep-dives into your specific numbers and tax structures.

  • The "Freedom Date" Roadmap: A custom mathematical countdown to your permanent exit.

  • Priority SMS Access: Your coach in your pocket for real-time tactical decisions.

  • Legacy & Estate Architecture: 1:1 guidance on advanced trusts and intergenerational wealth.

  • BONUS: Weekly Money Mindset Insights – Build the habits and mindset that lead to lasting financial growth.

See What Our Customers Have to Say

“We are much more on top of our goals now than we would have been without seeking advice. We feel that since working with James, we are better equipped to move forward and more in control of where we want to be financially.”

We first approached James at Wealth Gym as we felt we needed some strategies to help us get ahead and reach our financial goals. Opening up about your money habits can be a bit intimidating, but James’s friendly, realistic and supportive approach made us feel instantly comfortable and motivated to get started.

Working with James has helped us to understand how little changes can make a big difference. He really encouraged us to work together and communicate regularly to keep us on track and presented solutions that were informative, goal oriented and easy to understand.

We would highly recommend James at Wealth Gym to anyone who wants to be on top of their budget and we look forward to working with Wealth Gym again in the future.

Katie

Wealth Gym Member

The High Cost of Doing Nothing

The "Lazy Tax" Penalty

Every month you wait to run our Lender Strike and Tax Recovery, you are voluntarily handing roughly $550-$1000 back to your bank and the ATO. That isn’t just "missed savings", it’s a direct donation to an institution that doesn't need your help.

In twelve months, that "wait and see" approach will cost you $1000s in cold, hard cash.

The Compounding Sentence

Compounding interest is a double-edged sword. Every month you delay starting the Debt Slasher protocol doesn't just push your Freedom Date back by four weeks, it can add 3 to 10 years to the tail end of your mortgage because of the lost principal reduction. By waiting a year to start, you aren't just retiring a year later; you’re potentially adding years to your "Office Sentence."

The Golden Handcuff Trap

The most expensive thing you can lose isn't money; it’s the autonomy to say "no." Staying in the loop of "High-Income Poor" means you are one bad quarter or one management restructure away from disaster. The longer you wait to build your Asset Engine, the longer you remain a passenger in your own career. Your salary should be buying your freedom, not just funding a lifestyle you're too busy to enjoy.

Frequently Asked Questions

Explore Our Common Queries and Solutions

What is the Wealth Gym program?

The Wealth Gym is a high-performance financial conditioning program designed specifically for elite earners ($200k+) who are tired of "treading water" despite their big salaries.

We don't do traditional financial planning or "get rich quick" schemes. Instead, we use a three-phase athletic protocol to help you strip the financial fat, harden your banking structure, and build a "Passive Salary" that eventually replaces your job.

The Three Phases of the Program

Phase 1: Instant Payrise (The Strip-Down)

Most high earners "leak" thousands of dollars every month into lazy interest rates, overpaid taxes, and un-tracked lifestyle creep. In the first 30 days, we perform a Forensic Audit to:

Plug the Leaks: Find your first $550-$1,000/mo in "Found Money."

Lender Strike: Use our scripts to force your bank to drop your interest rate immediately.

Hardwire Automation: Install a "Top-Down" Banking Blueprint so your money manages itself without you needing spreadsheets or willpower.

Phase 2: Escape Velocity (The Debt Slasher)

Once we’ve found your surplus (your "Stack"), we weaponise it. We stop playing defense and go on the offensive to:

Squeeze the ATO: Aim for tax savings in your pocket

Crush the Mortgage: Redirect your Found Money to slash 10–15 years off your home loan.

The Debt Swap: Use idle equity to kill high-interest "toy" loans (4WDs, boats, jet skis)

Phase 3: The Freedom Date (The Asset Engine)

This is the "Pro" level. We move from saving to Wealth Creation.

Passive Salary Base: We use your now-massive monthly surplus to seed an Asset Engine (Property or Debt Recycling).

The Exit Math: We calculate your exact Freedom Date, he specific month and year your passive income covers your survival bills.

The Result: You stop working because you have to, and start working because you want to.

The "Gym" Infrastructure

Unlike a one-off seminar, the Wealth Gym is an ongoing training environment:

The App: Real-time net worth and cashflow tracking on your phone.

The Squad: A private community of high-performing peers (Operators) to keep you accountable.

The Coaching: Weekly live drills and tactical deep-dives to ensure you never miss a rep.

In short: The Wealth Gym turns your high income into a high net worth. We give you the tools, the tech, and the training to buy your life back from the bank and the ATO.

How is Wealth Gym different from other financial programs?

Most financial programs are designed to sell you a "someday" dream while keeping you on a leash of spreadsheets and sacrifice. The Wealth Gym is built for high earners who are done with the "one day" fantasy and want a mathematical exit strategy.

Here is why we don’t fit in the same category as traditional "financial advice."


1. We don’t do "Budgeting" (We do Strip-Downs)

Traditional programs tell you to cut out the $5 lattes and $15 Netflix subscriptions. It’s small-thinking for people with big incomes.

Their Way: Save $50 a month by being miserable.

The Gym Way: A Forensic Strip-Down of your bank interest, lazy taxes, and "convenience leaks." We aim to find your first $550-$1,000 per month in the first 30 days. We focus on the macro, not the micro.

2. Automation vs. Willpower

Most programs fail because they require "monk-level" discipline. You eventually get tired of tracking every receipt and quit.

Their Way: Manual spreadsheets and constant willpower.

The Gym Way: We install a "Top-Down" Banking Blueprint. Your money is hardwired to flow exactly where it needs to go—Bills, Splurge, and The Stack—automatically. If you don't have to think about it, you can't mess it up.

3. The "Freedom Date" vs. "Retirement"

"Retirement" is a vague concept invented by banks. A Freedom Date is a mathematical certainty.

Their Way: "Invest for 30 years and hope for the best."

The Gym Way: We calculate the exact month and year your Asset Engine covers your survival bills. Once that date is locked, every decision you make is about bringing that date closer, not just watching a number go up.

4. Tactical Proximity

Wealth is a lonely game at the top. Most people in your social circle probably aren't earning $200k+, so they can't relate to your "high-income poor" problems.

The Squad: You get access to a group of peers who are also earning big and playing the same game.

The "Lender Strike": We don't just tell you to "get a better rate." We give you the exact scripts we used to force the banks to drop their rates last week.

The Reality Check: Most financial advisors want to manage your money for a fee. We want to train you to manage your own money so you don't need an advisor. We aren't here to hold your hand for 30 years; we're here to get you fit enough to walk away from the rat race in 4 to 10.

Why Choose Our Wealth Gym?

Most financial "advice" is built to keep you passive, paying fees for 30 years while an advisor tells you to "wait for the market."

The Wealth Gym is different.

We don't do passive; we do performance. You don't "set and forget" your wealth here; you train it until it’s strong enough to support your lifestyle without you having to trade your time for a paycheck.

1. We Focus on "Found Money" (ROI First)

Most programs ask you to spend more money to learn how to save. We do the opposite. Our first mission is the Forensic Strip-Down. We find the "leaks" in your banking, the "lazy tax" on your mortgage, and the "overpayments" in your tax.

The Goal: Find your first $550-$1,000/mo in the first 30 days. The program should pay for itself before you even finish your first training cycle.

2. Automation, Not Willpower

We know you're busy. Whether you’re on a mine site or in a boardroom, you don’t have time for spreadsheets. We install a "Top-Down" Banking Blueprint that automates your wealth.

Your income lands, the "Stack" is siphoned off, your "Splurge" is protected, and your bills are killed all without you lifting a finger.

3. The Freedom Date (Real Math)

We don’t deal in "one day" or "eventually." We deal in Mathematical Certainty. Using our proprietary "Exit Math," we show you exactly how many reps (months) you have left until you are 100% sovereign.

You go from "hoping" to retire to counting down to a specific calendar date.

4. Tactical Proximity

You aren't just buying a course; you’re joining a Performance Squad.

The Squad: Access to a high-level community of earners who trade tactics, not gossip.

The Coach: Real-time support. If you’re about to make a big purchase or sign a contract, you have a coach in your pocket to check your form before you commit.

The Bottom Line

You chose your career because of the income. Choose the Wealth Gym because you want the outcome. We provide the tools, the tech, and the training to ensure that the work you do today actually buys you the freedom you want tomorrow.

Who is the program for?

The Wealth Gym isn't for everyone. It’s not a "basic budgeting" course for people trying to find money for rent. This is Financial Conditioning for a very specific type of athlete who is tired of being "high-income poor."

It’s designed for the person who has mastered the art of earning, but hasn't yet mastered the art of keeping.

This is for you if...

You’re an Elite Earner ($200k+): You’ve climbed the ladder, but your bank account resets to zero every month. You’re earning "Pro-level" money but playing "Rec-league" defense.

You’re a "Wealthy Tenant": You have a solid mortgage, but you’ve realised that at your current pace, you’ll be working for the bank until your knees give out. You want to take their name off your house in record time.

You have "Admin Fatigue": You hate spreadsheets. You’re tired of jumping between five banking apps and "guessing" if you’re getting ahead. You want a hardwired system that does the heavy lifting for you.

You Want a Freedom Date, Not a Fantasy: You’re over the vague idea of "retiring one day." You want to know the exact month and year you can walk away from the 9-to-5 on your own terms.

The Three "Athlete" Profiles We Train

The Corporate Operator: The executive or professional who is crushing it at work but "leaking" thousands in lazy taxes, high interest, and convenience spending.

The Business Owner: The person who knows how to grow a company but is still personally tied to a mortgage and high-interest equipment debt.

The High-Vis High-Roller: The specialist tradie or operator who is trading their health and time for big paychecks and wants to make sure every swing counts.

This is NOT for you if...

You’re looking for "Magic Beans": We don't do crypto tips, gambling systems, or "get rich quick" schemes. We do math and discipline.

You can't handle straight talk: Spreadsheets don't care about your feelings, and neither does your bank. If you aren't willing to look at your numbers honestly, we can't help you.

You aren't earning yet: If you're still trying to figure out how to make your first $100k, our protocols will be too "heavy" for you. Focus on your income first, then come see us when you're ready to lock it in.

What are the differences between the membership plans?

Level 1: Open Gym (Self-Driven)

$550 Setup | $55 PW

This is for the disciplined "DIY" athlete who just needs the right tools. You get full access to the Wealth Gym App and our "Strip-Down" modules to fix your own banking and tax. It’s perfect if you’re tech-savvy and happy to work through the blueprints at your own pace without needing a coach to check your work. You get the map, the equipment, and the keys, you’re responsible for putting in the reps.

Level 2: Performance Squad (Group Coaching)

$550 Setup | $135 PW

This is our "Goldilocks" zone. It’s for high-earners who know they perform better when they’re part of a crew. You get everything in Open Gym, but we add Weekly Live Drills and access to "The Squad" community. This tier stops the "I'll do it tomorrow" procrastination. You get to see what other legends are doing with their money, get your questions answered live every Tuesday, and stay locked into the mindset required to hit your Freedom Date years ahead of schedule.

Level 3: The Pro (1:1 VIP)

$5,500 Setup | $300 PW

This is elite-level architecture for those with complex lives or high stakes. You aren't just following a group program; we are building a bespoke "Pro Protocol" specifically for your situation. You get Monthly 1:1 Strategic Audits where we tear apart your numbers together, plus Priority SMS Access so you have a financial coach in your pocket for every big decision. This is about total income replacement and a guaranteed, mathematically-locked exit strategy.

Can I switch between membership plans?

Absolutely! You can upgrade or adjust your membership at any time to fit your evolving financial needs.

What does the Wealth Gym app do?

✅ See Everything in One Place – Connect your bank accounts, loans, credit cards, investments, and super for a complete financial snapshot.

✅ Effortless Expense Tracking – Know where your money goes in real time with simple, automated tracking.

✅ Smart Insights & Updates – Stay motivated with tailored insights and reminders to keep you on track.

✅ Track Work-Related Expenses – Easily tag tax-deductible expenses, investment property costs, and work-related purchases to simplify tax time.

✅ Tax-Ready Reports – Generate a clear, organised report of all deductible expenses to hand straight to your accountant—no more scrambling at EOFY!

✅ Goal-Linked Tracking – Set clear financial goals and link them directly to a bank or loan account. Whether paying off debt or saving for a big milestone, track progress in real time and stay on course.

Plus many more features!

Is the App secure?

At Wealth Gym, we know security is a top priority when it comes to managing your finances. That’s why we use a trusted platform with the highest level of security, so you can track, plan, and manage your money with confidence. How Your Wealth Gym Portal Keeps You Secure:

  1. Bank-Level Encryption – Your portal uses 256-bit encryption, the same standard banks use to protect your data. Plus, it has multiple security “checkpoints” in place to minimise risks.

  2. Industry-Leading Providers – Your portal integrates with Amazon Web Services, Yodlee, and OneSpan, ensuring your financial data is stored and processed with world-class security.

  3. Read-Only Access – Your money stays safe. The portal cannot be used to move or modify funds—it's purely for tracking and insights.

  4. Multi-Factor Authentication (MFA) – Add an extra layer of security to your account by enabling MFA, which prevents anyone else from accessing your portal.

    With these security measures in place, you can confidently use your Wealth Gym portal to organise your finances, track your progress, and achieve your money goals—without compromise.

What kind of support will I receive?

Depending on your plan, you’ll get access to expert coaching, personalised budgeting tools, and proactive financial strategies to keep you on track.

How often will I meet with a coach?

For Level 2 Performance Squad (Group Coaching) sessions are held weekly.

For Level 3 The Pro (1:1) sessions at a minimum montly or where required.

How quickly will I see results?

Results vary based on your starting point and commitment, but many clients begin seeing improvements in their financial clarity and habits within weeks.

Can I use Wealth Gym if I already have a financial planner?

Yes! Wealth Gym complements traditional financial planning by focusing on everyday money management and building strong financial habits.

What happens after I join?

You’ll receive a welcome email with step-by-step instructions to set up your app, schedule coaching sessions (if applicable), and start your financial fitness journey.

Can I cancel my membership?

Yes, you can cancel after 8 weeks. We ask for an 8-week commitment with each membership option because building new habits and seeing meaningful changes takes time. However, if you’re feeling unsure, we’d love the chance to chat about your concerns and explore ways to help you stay on track.

Is Wealth Gym worth the investment?

Absolutely! Wealth Gym is designed to save you money, improve your financial health, and help you achieve your goals faster than going it alone.

If we’re a couple, do we need two memberships?

No! You can share a single membership to keep things simple (and save money). Both of you will have your own login to our app, but you’ll see the same financial data, goals, and progress. This makes it easy to stay on the same page and work towards your financial future together.

What You’ll Miss Out On If You Don't Take Action

No Clear Path to Your Goals

Miss out on creating a clear path to your goals—whether it’s paying off debt, growing wealth, or retiring early.

Miss the Ease of Simplicity

Lose the chance to simplify your life with tools and guidance designed to make managing money effortless.

Skip the Proven Path to Success

Give up the opportunity to work with a program that’s helped countless others achieve financial clarity and freedom.

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